ExplainedRooftop solar
PM Surya Ghar: how much subsidy you get for rooftop solar, and how to apply
More than 50 lakh homes have put up rooftop solar under PM Surya Ghar: Muft Bijli Yojana, and the government wants one crore by March 2027. The subsidy for 1, 2 and 3 kW systems, who can apply, the step-by-step process, loans, and what a household can save.
The short answer
PM Surya Ghar: Muft Bijli Yojana pays households a central subsidy to install rooftop solar: ₹30,000 per kW for the first 2 kW and ₹18,000 for the third, so ₹30,000 for a 1 kW system, ₹60,000 for 2 kW and a maximum of ₹78,000 for 3 kW or more. North-eastern and hill states and island territories get more. Households apply on the national portal, pick a registered vendor, and get the subsidy in their bank account, usually within 30 days of the inspection. The scheme, approved on February 29, 2024, with an outlay of ₹75,021 crore, aims at one crore homes by 2026-27; it had crossed 50 lakh installations by August 2026.
Rooftop solar has become India’s fastest-growing household energy scheme. Under PM Surya Ghar: Muft Bijli Yojana, more than 50 lakh homes had installed rooftop solar by August 2026, with the government paying part of the cost. The Union Cabinet approved the scheme on February 29, 2024, with an outlay of ₹75,021 crore, and its target is rooftop solar on one crore homes by 2026-27.
How much subsidy will I get?
₹30,000 per kilowatt for the first two kilowatts, and ₹18,000 for the third. The central financial assistance is capped at 3 kW per household, so the most any home can get is ₹78,000.
Households in the north-eastern states, Uttarakhand, Himachal Pradesh, Jammu and Kashmir, Ladakh, the Andaman and Nicobar Islands and Lakshadweep get a higher rate: ₹33,000 per kW for the first 2 kW and ₹19,800 for the third. Group housing societies and resident welfare associations can get ₹18,000 per kW for systems on common facilities, up to 500 kW.
Subsidy rates
Who can apply, and what are the conditions?
A household with its own electricity connection and a roof. The subsidy is paid only when the household pays for the installation itself and owns the system. The solar modules must be made in India using Indian-made solar cells. The household chooses its own vendor from the registered list and agrees the price directly with them.
How do I apply?
Online, on the national portal, in six steps.
How to apply for PM Surya Ghar
- 1. RegisterOn the national portal with your mobile number and email
- 2. ApplyChoose your state, power company and consumer number
- 3. FeasibilityYour power company confirms the installation is possible
- 4. Pick a vendorChoose a registered vendor and give your bank details
- 5. InstallationThe vendor installs the system and reports it
- 6. SubsidyAfter inspection, claim online; money arrives in about 30 days
The vendor can complete the application on your behalf if you choose. After the power company inspects the installation, you submit the subsidy claim through the portal, and it is usually credited to your bank account within 30 days of approval.
Can I get a loan for the rest?
Yes, without collateral. Banks offer low-interest, collateral-free loans for the part of the cost the subsidy does not cover, through the Jan Samarth portal. By August 2026, loans had been sanctioned to 21.87 lakh applicants, and 17.5 lakh installations had been completed with them.
How much can I save?
The scheme aims at up to 300 free units of electricity a month. What you actually save depends on the size of your system, the sunlight where you live and your state’s tariff. By August 2026, about 19 lakh families had brought their electricity bills down to zero, and in 2024-25 more than 12 lakh households together earned ₹421 crore by selling surplus power back to the grid, about ₹3,500 each on average.
PM Surya Ghar in numbers
- 50.06 lakhrooftop installations, August 2026
- ₹28,024 croresubsidy paid out by then
- 14.8 GWrooftop solar capacity added
- 16,328homes a day in July 2026, a record month
Is the scheme on track?
It has sped up sharply. Daily installations rose from 5,038 in October 2025 to about 16,328 in July 2026, when a record 5.06 lakh homes were added in a single month. Reaching one crore homes by the end of 2026-27, on March 31, 2027, would need about 6 lakh more homes a month from August, more than even July’s record.